Mortgage Advisor · NEXA Lending

Home financing that feels like a conversation, not a credit check.

I'm Kian. I help buyers, homeowners, investors and self-employed clients understand every option, every number, and find the loan that actually fits.

QM & Non-QM
Full program access
NC + Nationwide
Primary & investment
7am–10pm
Every day of the week
Craftsman-style home lit at golden hour
Today's snapshotPre-approvals issued in as little as 24 hours, seven days a week.

Loan programs

Every QM and non-QM program, including HELOCs.

Purchase & Refinance

Conventional, FHA, VA, USDA and jumbo financing for buying or restructuring your home loan.

Self-Employed

Bank statement, P&L and asset-based non-QM programs for business owners and 1099 earners.

Investment Property

DSCR and conventional investor loans nationwide, for rentals, second homes and small multi-unit.

Jumbo & HELOC

Jumbo financing above conforming limits, plus fast automated home equity lines of credit.

Need a HELOC, fast?

Tap your home equity through an automated application built for speed.

Start my HELOC

The process

Four steps, no surprises.

01

Free consultation

A 30-minute call to map your goals, timeline and budget.

02

Pre-approval

A verified pre-approval letter, usually within 24 hours.

03

Shop with confidence

Offer support and payment scenarios for every property.

04

Close on time

Regular updates and a closing date you can plan around.

Reviews

Worked with me?

Your honest feedback can help the next buyer, homeowner or investor know what to expect.

Leave a Zillow review

Ready when you are.

Call, text or email—or start the application and I'll take it from there.