Calculators
Run the numbers before you fall in love with the house.
Seven planning tools for payments, affordability, investing, refinancing, temporary buydowns and the rent-versus-buy decision.
View amortization schedule
Month-by-month loan breakdown
See how each principal-and-interest payment is divided over time.
| Payment | Payment amount | Principal | Interest | Remaining balance |
|---|
Calculator and APR notice: Results are estimates for planning purposes only and do not constitute a loan approval, rate lock, Loan Estimate, or commitment to lend. DSCR calculations use gross monthly rent divided by estimated PITIA and do not determine program eligibility. Temporary buydown structures, funding and eligibility vary by program and transaction. Rent-versus-buy results depend heavily on appreciation, rent growth, maintenance, transaction costs and time horizon; they do not include every possible cost, tax consequence or investment return. This general planning calculator does not calculate a loan-specific APR. The corresponding APR will be provided with a personalized loan scenario or official Loan Estimate. Taxes, insurance, mortgage insurance, closing costs and program guidelines vary.
Personalized scenario
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